Many small to medium sized firms are too busy running the business to have time to look at some areas of financial planning. The consequences may be simple, perhaps resulting in paying more tax than necessary, but they could be more serious resulting in loss of income, reduced profit and even being unable to trade. If you own your own business you will know how important it is to plan for unforeseen circumstance.What would happen if you or your business partner became ill and were unable to work?How long could your business survive without you or another key person?What effect would this have on the value of your business?What would happen if you or a key employee died?Business protection could ensure your company can continue to operate in the face of unexpected circumstances.This might involve setting up critical illness cover and/or life assurance on you, your business partners or key employees. These plans are designed to provide funds to maintain cash-flow or even to buy the stake owned by a deceased partner. The objective is to allow the company to remain stable in these difficult circumstances.Whatever the risks we can help you protect your business from the unknown.PensionsThere are many different styles of pensions schemes available in the UK and they all have their part to play in Corporate Financial Planning. Each of these schemes is governed by slightly different rules on staff eligibility, funding limits, investment options, borrowing capability, benefit withdrawals and so on.We can provide employers and individuals with pension scheme advice which can cover a range of different services. We specialise in making sure that you implement the right scheme for your objectives.Our expertise coversAuto EnrolmentSmall Self Administered Schemes (SSAS)Self Invested Personal Pensions (SIPP)Group and Individual Personal PensionsGroup and Individual Stakeholder PensionsOccupational Money Purchase PensionsOccupational Final Salary PensionsExecutive Pension PlansOur aim is to ensure that you implement the right scheme for your business.